Go to your nearest NTS office, National Tax Service, and they will print out your annual earned income report for you to show at the bank. As long as your reported income is more than you're sending home, you'll be fine. The $50,000/year rule only applies if you cannot produce the statements. Many people who've stayed here for several years have to transfer more than $50,000 when they leave, that's how it's done. The IRS will be notified by law by the receiving bank if a transfer of $10,000 or more is made, but everything will be fine as long as you've been keeping up with the filing of your annual U.S. taxes, FBAR, etc. Assuming you're American that is.